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State Farm® Insurance Agent

Richard Dong

(949) 855-1310
27130 Paseo Espada
Suite 503
San Juan Capistrano, CA 92675

San Juan Capistrano Mission near Rancho Mission Viejo in The Capistrano Business Center

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call us 24 hours a day!

Contact me to schedule a virtual meeting


27130 Paseo Espada
Suite 503
San Juan Capistrano, CA 92675


English, Spanish


May is upon us! This month brings Mother's Day, graduations and it's time to make those summer plans. May is also Health and Disability Awareness month. Discussions about "what happens to me if I am unable to work due to an injury or health concern. I am here to provide comprehensive financial services to protect and enhance your well-being.

Want to know a secret?

Understanding how insurance works is easy to learn when you are insured with my agency. There are many misperceptions about insurance and policy differences. We like to help people when people give us a chance to help. We all have to have insurance, why not know what you bought and what it does from professionals who aren’t trying to "make a sale"? HO6 or Condo - all of the different names and types can be confusing. Get the right policy and know why as we help you get what you need to feel secure.

Want amazing service?

Our customers are given the service you are looking for – no matter where you live, what you drive or who you are – You are part of our family when you are a part of my agency. Text, email, phone or in person – you choose how you want to speak with us. We only offer Insurance and Financial Products from the industry leader. Our products include Auto Insurance, Homeowners, Renters, Condominium and Life Insurance. Commercial/Business Insurance, Workers Compensation, Commercial Trucks, EPLI and Apartment policies are our specialty.

Need to learn more about a Liability Umbrella or insure your Commercial Truck or Fleet after hours or on the weekends ? Let me know what time works for you.

I was born in Oakland, grew up in the San Gabriel Valley and live in Laguna Niguel. I love cars, the beach, fishing, cooking and food so don’t be surprised if you drop in and we offer you coffee and something to eat. You’ll probably see me at a cars shows and car meets on weekends or trying a new small local restaurant.

I love coming to my office every day because I learn something new and talk to my customers. I make it a point to return your call, your email or your text quickly. From my office in San Juan Capistrano, we help you from anywhere in California.

Moving here?

Then you are some of our favorite people to work with because there is so much to share about San Juan Capistrano, Mission Viejo, Dana Point, Irvine and San Clemente. We are close to the new neighborhoods in Rancho Mission Viejo and Ladera Ranch as well. So call, click or walk in to visit me – I look forward to meeting you. Meet our office dog - Martini the Cavapoo when you come.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds

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Our goal is to provide our State Farm customers the right choices to insure their risks and personalize these services so that it will fit their budget. We will provide better customer service by putting our State Farm customer's needs first. Like you, we have families, goals and feelings which we value. We reflect these with the warmth and respect that we have for our State Farm customers.

Our staff has 55+ years of experience in personal and commercial insurance. We work as a team to provide our State Farm customers the knowledge and choices that fit their needs. We can help you with out of state transfers and plans for your future needs. Ask about our referral program.


Darcy Charles

Account Representative

Darcy's focus is Auto, Life Insurance and Health Insurance. Darcy can help you with your accounts and information. Darcy enjoys hiking, gardening and raising her two children.


Christa Smith

Office Manager

Our Office Manager with 40+ years of experience with Life Insurance, Commercial, Fire, Auto and Health Insurance. Christa enjoys watching her son's lacrosse games. Trying new places to eat, enjoying the outdoors and travel are her favorite things to do.